In the first part of this beginner's guide, I introduced the concept of points and miles, and where they come from. In part two, I showed you how important credit cards can be to earning points and miles. Today, I want to show you how you can use promotions and other special offers to boost your your balances of points and miles.
Just because it’s the lower price, doesn’t necessarily mean it’s the best deal. When you’re factoring in what is and what isn’t a good deal, keep in mind what you’d be saving overall as well. Here are some examples of items that may cost more upfront but will save you money later on.
Ever feel like getting away just to sit in the sand, listen to the waves and relax in the sun? Of course you do! Do you also make a list of reasons why you can't plan a beach vacation, with the number one reason being that travel is so expensive? Here's a tip, plan a relaxing beach vacation somewhere close to home! We've broken down some of the best and most bang-for-your-buck beach vacations in each part of the U.S. Depending on where you live, there are affordable beach vacation options that will get your rear end in the sand without having to spend a fortune.
Last week, in Part 1 of this beginner's guide, I laid out exactly where points and miles come from, and what they are. Furthermore, I implored you to organize your accounts and set a modest goal for earning and spending miles on nice trip.
Today, I want to show you how credit cards have become one of the most popular way to earn miles and points, and how you can safely use them to reach your award travel goals.
Travel insurance, just like insurance for your health, car, and home, is protection from financial havoc while you’re traveling. Insurance plans can vary greatly depending on the location or locations you’re traveling to, the activities you’re planning to do, and the trip’s total cost. To help figure out if travel insurance is right for your trip, here is more on what it covers, how much it costs, and why you would or would not need it:
Every year, my family and I travel across the country and around the world, flying in business class and staying luxury hotels. It's not that we're rich, we just know how to earn and redeem points and miles offered by airlines, hotels, and credit card issuers. The truth is that collecting and spending these points and miles is not that hard, anyone can do it.
Every year, an estimated $2.5 billion in leftover gift card credit gets unused. Instead of letting your unwanted gift cards sit in the bottom of a drawer, with the invention of gift card exchanges, you can sell them for cash or trade them for cards you’ll actually use. And as a buyer, you can get these cards for up to 35% off what you’d normally pay. Here’s how gift card exchanges work and what you need to know:
If your eyes have ever glazed over while trying to make sense of an incomprehensible wall of wine bottles at the liquor store, unsure what to get and terrified of buying something that tastes like rancid cough syrup, this post is for you.
STOP. I know what you're thinking. Why waste time writing and applying for a college scholarship when you know you won't win?
I've heard this response from students countless times, year after year. It's almost as though everyone has been brainwashed to think they can't be a winner. And who can blame them?
The credit card industry is nothing if not fiercely competitive. Card issuers are continuously creating new products to appeal to customers, and trying to convince everyone that its cards are the best.
When it comes to travel reward credit cards, there has been a sharp divide in recent years between two types of products.