You hear a lot about the evils of credit cards these days, and the conventional wisdom around holiday shopping insists that paying with cash is always the best option.
That conventional wisdom is wrong.
The holidays are a time of excess in all things: food is gobbled, booze is chugged, family comes in droves, and above all, money is spent like it's going out of style. If you're tired of waking up every year on January 1 with a negative balance in your checking account, it might be time for you to start building a holiday budget.
Have you ever looked longingly at something on Amazon and wished you could negotiate the price? Well your dream has come true! Amazon is rolling out a new 'Make an Offer' feature, which lets consumers directly negotiate with sellers of select items. And unlike websites like Ebay which offer similar services, Amazon's 'Make an Offer' isn't an auction format. Customers communicate directly with the sellers
With more and more TV companies and content producers embracing the notion of TV over the internet, there's never been a better time to let your satellite or cable TV provider know that it's just not working out and that you're ready to start seeing your favorite shows through other means.
Between this Sunday, October 19th, and October 25th, you can save $20 off of $300 in Visa gift cards at Staples.
One of the greatest service-oriented startups out there today is Uber. I love a company that takes on an industry with lots of political might (the taxi industry), and seeks to upend an antiquated system that is no good for customers or competition.
Many of you may not know that Walmart has an amazing app for smartphones, the Savings Catcher, which searches local competitors for better prices on the items you've bought from Walmart, and rewards you with the difference via an e-gift card.
This week, we saw the Amex SimplyCash Business Card increase its sign-up bonus to $250 after you spend $5,000 in the three months after opening the card. There are some great benefits to holding this card in your wallet if you're a small business owner (or even if you aren't).
Over the past few years one of the best and most effortless ways to manufacture spend for rewards on your credit card has been with Amazon Payments. You have been able to send friends and family up to $1,000 each month at no cost. That means it's been an easy 12,000 miles or points each year. As of October 13, 2014, Amazon Payments will no longer allow you to send money for free.
American Express has been a very socially-savvy company over the past few years. One of their programs, Amex Sync, is one you may not be aware of. By linking your Amex account to your Twitter account, you can save hundreds of dollars!