Money Hacks

How to Negotiate Your Rent

If you're a seasoned renter like myself, you've (perhaps literally) been around the block a few times when it comes to seemingly unfair rent prices. Maybe the end of your lease is approaching, and you've just been informed that your rent will go up if you decide to re-sign. Or maybe you're making a move to the other side of town, and the place you've got your heart set on is just a tad overpriced.

Read More

7 Sneaky Ways to Finish Your Last Minute Holiday Shopping Like a Pro

Did you wait until the last minute to do your holiday shopping? You need a plan before you spend way too much money on all the wrong stuff. Don't be that guy! And don't panic, because if anyone knows how to find last minute holiday deals, it's us! Okay, maybe that came out wrong... but you get the idea. Here are seven of our favorite tips for last minute holiday shopping.

Read More

3 Reasons Why Credit Cards Are Better than Cash for Holiday Shopping

You hear a lot about the evils of credit cards these days, and the conventional wisdom around holiday shopping insists that paying with cash is always the best option.

That conventional wisdom is wrong.

Read More

Everything You Need to Know about Gift Card Exchanges

Every year, an estimated $2.5 billion in leftover gift card credit gets unused. Instead of letting your unwanted gift cards sit in the bottom of a drawer, with the invention of gift card exchanges, you can sell them for cash or trade them for cards you’ll actually use. And as a buyer, you can get these cards for up to 35% off what you’d normally pay. Here’s how gift card exchanges work and what you need to know:

Read More

6 Simple Steps for Making (and Sticking With!) a Holiday Budget

The holidays are a time of excess in all things: food is gobbled, booze is chugged, family comes in droves, and above all, money is spent like it's going out of style. If you're tired of waking up every year on January 1 with a negative balance in your checking account, it might be time for you to start building a holiday budget. 

Read More

8 Things You Should ALWAYS Buy Generic

It's easy to be wooed by the pretty packaging and name-recognition of branded items at the grocery or drug store. Sure, it costs a bit more than the generic stuff, but that's gotta mean it's better, right? Wrong.

Read More

3 Credit Cards You Need to Prepare Yourself for Black Friday

Black Friday is less than a month away, but with the time in between now and then you can set up your wallet to really take advantage of all the holiday spending you'll be participating in!

Read More

Cell Phone Discounts: Updated List of Secret Savings

Could you be missing out on a discount for your phone plan? Check out our list of employer discounts from Verizon, AT&T and Sprint.

Read More

5 Ways You Can Avoid Cell Phone Termination Fees

Your wireless carrier loves you deeply and they want you to know. That's why, if you try to break your contract with them, they'll charge you a fee of up to $350.  It's just one of the many ways they show they care.

Read More

Got Scammed? Here's How to Get a Credit Card Refund

Ever made the mistake of buying something from a sham website or retailer? Maybe you bought something online that never made it in the mail, or maybe it did come, but it wasn't what you ordered. How do you get your money back when the company you ordered from isn't being cooperative?

Read More