Personal Finance

9 Reasons To Get an American Express Platinum Card and Never Use It!

The American Express Platinum Card is the grand old dame of charge cards, chock full of prestige and benefits but weighed down by the hefty $450 annual fee. If $450/year is a deal breaker for you, we're asking you to reconsider. 

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The Average American Credit Score is 625. Here's How to Improve Yours.

Credit Sesame released a new report in January analyzing credit scores in America, and at a national average of 625, we're considered subprime. Ouch.

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5 Credit Cards That Give You Money Back for Flight Delays

As a frequent traveler (over 130,000 miles flown in the past year), my favorite and least-favorite scenarios are flight irregularities. I hate them because obviously I want to get to where I'm going, but I also love them, because they present opportunities to get "free" money from the airlines. It's usually pretty easy to get money back if the delay is the airline's fault, like a mechanical problem. But what if it's delayed for weather or other reasons beyond anyone's control? If you booked your flight with one of these cards, you may be still able to be reimbursed.

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Don't Get Scammed! 7 Handy Tips for Dealing with Rental Car Companies

It's a tale as old as time. I walked into the car rental company, flustered after my mile hike from the Kia dealership. My car was in the shop, and I needed a rental, stat. The young man at the counter was wearing a cheap tie and a fake smile. 

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6 Things To Do After Getting Engaged (If You're On A Budget)

It's engagement season! I have so many friends getting engaged and posting the news on Facebook and I could not be more excited for them. I know just how they feel--my husband and I got married in October 2015 after nine years together.

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3 Sneaky Ways Companies Make Money off Your Failure

It's 2016, and if you have a problem, you can bet there's a service that'll claim to fix you up--for a nominal fee, of course. Want to get in shape? Join a cheap gym! Need to lose weight? Sign up for a weight loss service! Single and hating it? That's what dating sites are for!

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How to Negotiate Your Rent

If you're a seasoned renter like myself, you've (perhaps literally) been around the block a few times when it comes to seemingly unfair rent prices. Maybe the end of your lease is approaching, and you've just been informed that your rent will go up if you decide to re-sign. Or maybe you're making a move to the other side of town, and the place you've got your heart set on is just a tad overpriced.

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7 Money-Saving Resolutions for 2016

Chances are you made a resolution to save more money in 2016, but how exactly are you planning on carrying that out? Without a plan of attack, it's easy to fall back into overspending in the new year, so we put together a list of seven small and easy mini-resolutions that will help you keep your financial goals on track.

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3 Reasons Why Credit Cards Are Better than Cash for Holiday Shopping

You hear a lot about the evils of credit cards these days, and the conventional wisdom around holiday shopping insists that paying with cash is always the best option.

That conventional wisdom is wrong.

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Get Your Jeans for Free: Our Top 5 Favorite Store Credit Cards

Store credit cards offer their members different types of benefits. For some, this may mean extra discounts on in-store purchases, freebies, and even special offers for shopping online. While these credit cards carry an extremely high interest rate, their benefits can make them worthwhile if you pay the balance off each month.

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