Personal Finance

3 Reasons Why Credit Cards Are Better than Cash for Holiday Shopping

You hear a lot about the evils of credit cards these days, and the conventional wisdom around holiday shopping insists that paying with cash is always the best option.

That conventional wisdom is wrong.

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9 Reasons To Get an American Express Platinum Card and Never Use It!

The American Express Platinum Card is the grand old dame of charge cards, chock full of prestige and benefits but weighed down by the hefty $450 annual fee.

The prestige should be worth nothing!  But for most people, the $450 is a deal breaker- we're asking you to reconsider.

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Essential Personal Finance Skills Everybody Should Know

Just a decade ago, I would have considered myself financially 'illiterate.'  I had no idea how  finances worked, what a credit score was.  I didn't even have a debit card.  But, after seeing how important money and personal finance was in your everyday life, I made it a goal to learn as much as I could, and started by opening my first bank account.  Here are some essential skills that you need to know to consider yourself financially literate.

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Get $200 Cash Back when You Spend $500 with the Chase Freedom Card

Today, Chase has updated its offer for the Chase Freedom card for the holidays.  With the update, Chase Freedom has become the best cash back sign up bonus on the market at this time.

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Military Veterans Finally Get In-State Tuition for College

Starting in 2015, U.S. Veterans will qualify for in-state tuition at most public colleges, regardless of their permanent residence. The approval of these changes can help make college more affordable for veterans while reducing the outrageous $1.2 trillion in U.S. Student Loan Debt.

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Big Cash Back Bonus from Discover It for Holiday Shopping

This week, Discover released an updated sign-up bonus offer for their Discover it card.  With this card being a great tool to save money this holiday season (explained below), we wanted to make you aware of all the benefits of this particular card product.

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Bad Credit? Here's How To Fix It

Your credit score is becoming more and more important as the years roll on.  Now, your background can be checked with the same frequency as your credit when applying for a new job, a new rental apartment, or a new mortgage.  For those of us that have made mistakes in the past, it may seem futile to try to improve your credit score.  Here are some tips on how to do just that:

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Making Free Points, Free Points: How to Control Your Spending to Travel the World

"Spend $3,000, and earn 50,000 rewards points!"  You'll see that statement, or a similar one, plastered all over the internet (and a bit here at Brad's Deals, for that matter).  There's no secret in my family that I love points and miles, and earning them through credit card offers.  But how can you control your spending and earn those points responsibly?

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Saving Big with the Walmart Savings Catcher App and Amex Bluebird

Many of you may not know that Walmart has an amazing app for smartphones, the Savings Catcher, which searches local competitors for better prices on the items you've bought from Walmart, and rewards you with the difference via an e-gift card.

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The Target Prepaid REDcard for Manufactured Spending

This week, Target unveiled a new card product for its stores.  They have partnered with American Express to offer the Target Prepaid REDcard, a card similar to Bluebird and Serve, also from Amex.  Let's dive into the details and benefits of this new card.

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