Personal Finance

Hot Deal: Earn 70,000 Miles with the Ink Plus Business Card

Yesterday, Chase upped the sign-up offer for their Chase Ink Plus Business Card, and adjusted benefits a bit.  Now, for a limited time, you'll earn 70,000 Ultimate Rewards points instead of the normal 50,000 (or the 60,000 point offer we saw a few weeks ago).  Let's check out the benefits of the Ink Plus card, and where you can maximize your 70,000 Ultimate Rewards points.

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This Handy Credit Card Guide Will Get You the Most Rewards Every Time

I make virtually all of my daily purchases using one of my rewards credit cards.  It might be filling my car up with gas or buying a bag of chips at work from the vending machine that accepts credit cards.  If you have been using cash then you need to put it back in your wallet.  We are going to spend money so why not get rewarded by using a miles/points earning credit card?

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Essential Tips to Save Money as a Twenty-Something

I, like many of my fellow twenty-somethings, have student loans.  And while it's not necessarily required for me to start paying these pesky things back quite yet (I'm still in school until December), I've taken it upon myself to embrace adulthood and do the mature thing: be more responsible about my finances.

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2 Great Alternatives to Amazon Payments for Earning Travel Rewards Fast

Over the past few years one of the best and most effortless ways to manufacture spend for rewards on your credit card has been with Amazon Payments.  You have been able to send friends and family up to $1,000 each month at no cost.  That means it's been an easy 12,000 miles or points each year.   As of October 13, 2014, Amazon Payments will no longer allow you to send money for free.

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The Best Credit Cards for Gas and Groceries

One of life's largest expenses is putting fuel in the tank, both your tank and your car's.  For those of us tied to our cars, gasoline is a necessary weekly purchase, and puts a real dent in our take-home pay.  And, food is something we all must buy.  Luckily, there are a few credit card products out there that can save you money at the pump and grocery store(and they aren't the ones you'd expect).

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Have Some Extra Money Lying Around? Here's Where to Put It...

Many people working today aren't as focused as they should be on retirement savings.  Before the Great Recession hit, the US savings rate was at 2.5%.  It's rebounded a bit now, to 4.1%, but still well below the 10% rate we saw four decades ago.  If you have some extra cash lying around, and haven't been saving as much as you should, this guide should give you an idea on where it should go.

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What's the Future of Your Wallet? Check Out Apple Pay and the Apple Watch

If you're reading this, I'm sure you've heard all the noise about Apple's newest products like the iPhone 6, 6 Plus, and the Apple Watch.  While these new products are very exciting, I'm most excited for Apple's announcement about Apple Pay, which finally makes use of NFC technology in your iPhone 6 and Apple Watch to attempt the impossible: replace your wallet.

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How The New FICO Scores Will Affect Consumers

Every few years, car lovers rejoice when their favorite models are redesigned and improved. Like new cars, new formulas used to create credit scores are also released every few years, and the latest version of the FICO credit scoring formula has the personal finance world abuzz.

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15 Useful Ways To Save Money On Textbooks in College

With student loan debt soaring and the high cost of tuition, it’s safe to say that finances is on every college student’s mind. As every semester rolls around, it’s that time again for planning your schedule, paying tuition, and of course, buying your textbooks.

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Why Your Dream School is Probably a Bad Idea

Choosing where to attend college is, for many, the first major choice of one's adult life. For grades preschool through 12, most are sent to public schools determined by location or shepherded to private schools of their parents' choice.

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