Personal Finance

Bad Credit? Here's How To Fix It

Your credit score is becoming more and more important as the years roll on.  Now, your background can be checked with the same frequency as your credit when applying for a new job, a new rental apartment, or a new mortgage.  For those of us that have made mistakes in the past, it may seem futile to try to improve your credit score.  Here are some tips on how to do just that:

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Making Free Points, Free Points: How to Control Your Spending to Travel the World

"Spend $3,000, and earn 50,000 rewards points!"  You'll see that statement, or a similar one, plastered all over the internet (and a bit here at Brad's Deals, for that matter).  There's no secret in my family that I love points and miles, and earning them through credit card offers.  But how can you control your spending and earn those points responsibly?

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Saving Big with the Walmart Savings Catcher App and Amex Bluebird

Many of you may not know that Walmart has an amazing app for smartphones, the Savings Catcher, which searches local competitors for better prices on the items you've bought from Walmart, and rewards you with the difference via an e-gift card.

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The Target Prepaid REDcard for Manufactured Spending

This week, Target unveiled a new card product for its stores.  They have partnered with American Express to offer the Target Prepaid REDcard, a card similar to Bluebird and Serve, also from Amex.  Let's dive into the details and benefits of this new card.

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Big Cash Back Bonus for Amex SimplyCash Business Card

This week, we saw the Amex SimplyCash Business Card increase its sign-up bonus to $250 after you spend $5,000 in the three months after opening the card.  There are some great benefits to holding this card in your wallet if you're a small business owner (or even if you aren't).

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Essential Tips to Keep Your Family Financially Safe

Sometimes, life throws us a curveball.  It could be a surgery, a legal issue, or a new baby (it doesn't have to be all bad).  It may be required to leave your job and take care of pressing issues in your life.  How are you to pay for your living expenses in the interim?  An emergency fund can help.

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Hot Deal: Earn 70,000 Miles with the Ink Plus Business Card

Yesterday, Chase upped the sign-up offer for their Chase Ink Plus Business Card, and adjusted benefits a bit.  Now, for a limited time, you'll earn 70,000 Ultimate Rewards points instead of the normal 50,000 (or the 60,000 point offer we saw a few weeks ago).  Let's check out the benefits of the Ink Plus card, and where you can maximize your 70,000 Ultimate Rewards points.

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This Handy Credit Card Guide Will Get You the Most Rewards Every Time

I make virtually all of my daily purchases using one of my rewards credit cards.  It might be filling my car up with gas or buying a bag of chips at work from the vending machine that accepts credit cards.  If you have been using cash then you need to put it back in your wallet.  We are going to spend money so why not get rewarded by using a miles/points earning credit card?

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Essential Tips to Save Money as a Twenty-Something

I, like many of my fellow twenty-somethings, have student loans.  And while it's not necessarily required for me to start paying these pesky things back quite yet (I'm still in school until December), I've taken it upon myself to embrace adulthood and do the mature thing: be more responsible about my finances.

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2 Great Alternatives to Amazon Payments for Earning Travel Rewards Fast

Over the past few years one of the best and most effortless ways to manufacture spend for rewards on your credit card has been with Amazon Payments.  You have been able to send friends and family up to $1,000 each month at no cost.  That means it's been an easy 12,000 miles or points each year.   As of October 13, 2014, Amazon Payments will no longer allow you to send money for free.

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