Get a Chase Ink Bold card via this link and you'll get 50,000 Ultimate Rewards points after spending $5,000 in three months. That $5k will earn 1 point per $1 so you will add 5,000 extra points for a total haul of at least 55,000. Plus, you earn 5x points on office supply stores and phone, internet and TV services or 2x for gas and hotels. Hit your $5k at office supply stores and on phone, internet and TV and you'll have 75,000 UR points! As context, 60,000 Ultimate Rewards points can be redeemed for $600 cash back, $750 towards travel booked via Chase or they can be transferred 1:1 to partners like United or Hyatt. It's easy to get at least $1,000 in value via flights on United or rooms at Hyatt where the nicest rooms (such as Park Hyatt Sydney, Park Hyatt Paris or Park Hyatt Maldives) can cost over $1,000 / night in cash but only 22,000 points. There is no annual fee the first year ($95 otherwise) and no foreign exchange fees. Note: Ink is a business card that can be used by individuals, like sole proprietors or members of an LLC . Simply select "sole proprietor" for "type of business" and then enter your name as the legal name and social security number as the Tax ID number.