Use this link to apply for the Capital One Cash Credit Card and get a $100 bonus when you spend $500 in the first 3 months. Plus, you'll get 0% APR until February 2014 on purchases and balance transfers. This matches the best offer we've seen this year. You'll earn 1% cash back on all purchases, plus a lucrative 50% bonus on the cash you've earned each year. Best of all, there is no annual fee. The fee for balance transfers is 3%, but there is no fee to get 0% on purchases through next February. There is no cap or expiration date on the cash back, and you can even set up automatic redemption.