Apply for the Chase Sapphire Card and spend just $500 in the first three months to get 10,000 Bonus Points you can use toward $100 in Rewards, including travel, gift cards, merchandise and cash. Earn 2 points per dollar spent at restaurants and one point per dollar spent on other purchases. Additional points are available when traveling and using Ultimate Rewards. Points never expire, and there is no limit on how many you can earn. Best of all, there is no annual fee.