Chase Sapphire: 10K Points, No Annual Fee
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Apply for the Chase Sapphire Card and spend just $500 in the first three months to get 10,000 Bonus Points you can use toward $100 in Rewards, including travel, gift cards, merchandise and cash. Earn 2 points per dollar spent at restaurants and one point per dollar spent on other purchases. Additional points are available when traveling and using Ultimate Rewards. Points never expire, and there is no limit on how many you can earn. Best of all, there is no annual fee.
Sign up for the Chase Freedom Visa Card and earn $200 cash back when you've made $500 in purchases during the first 3 months of account opening. Plus, you'll earn 5% cash back on up to $1,500 spent every 3 months on rotating categories like gas stations, restaurants, and more (from October-December, you'll get it on Amazon and select department stores, perfect for the holiday shopping season!) You'll also get an unlimited 1% cash back on everything else, and 0% intro APR for 15 months on purchases and balance transfers (after that, a variable APR of 13.99%-22.99%). There is no annual fee, and rewards never expire.