Citi Dividend Platinum: $100 Back, 0% APR
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Sign up for the Citi Dividend Platinum Select Visa and get $100 after spending $500 within three months. You also get an introductory 0% APR on purchases and balance transfers for one year. Plus, there is no annual fee. You also earn a 5% cash back bonus on categories that change each quarter. From January through March, you'll get 5% back on Zappos.com, fitness clubs, and drugstores, and you'll earn 1% back on everything else.