Sign up for the Citi Dividend Platinum Select Visa and get $100 after spending $500 within three months. You also get an introductory 0% APR on purchases and balance transfers for one year. Plus, there is no annual fee. You also earn bonus cash back of 5% at categories that change each quarter. Through 9/30, it is airlines, car rental and Gap brands (Gap, Banana, Old Navy). Here's one way to think of this: want to buy a great TV or laptop or piece of furniture with a Brad's Deal that costs $500 net after all discounts? Get this card first, use it for the purchase and you'll get an extra $100 off plus you can pay it off over 12 months at 0%.