Citi Forward for Students: 5x Pts, $0 Fee
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Sign up for the Citi Forward for College Students Card and you'll earn 5 Thank You points for every dollar you spend on restaurants (including fast food), books, music, and movies, making it the best reward rate offered for any student credit card. Plus, you'll earn 1x points on all other purchases. This card is designed for first-time credit card holders, so it gives you additional Thank You points for paying your bill on time (up to 1200 points per year) and reduces your APR by up to 2% when you make a purchase, stay under your credit limit, and pay on time for 3 consecutive billing periods. There's also no annual fee.