Citi Platinum Select: 0% APR for 18 Month
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The Citi Platinum Select Visa now offers a 0% APR on purchases and balance transfers for 18 months. Plus, there is no annual fee. This is not a strong every day card but for anyone trying to get out of credit card debt or desires 18 months at 0% for a new purchase, this card can be a helpful tool. There is a 3% fee for balance transfers so you'll end up paying about 2% averaged over the 18 months for the transfer but 3-4% is the norm right now while 18 months is very long term for 0%. After the introductory term ends, the rates rise to 11.99% to 21.99% based on creditworthiness, but at that point your goal should be to no longer be carrying a balance, at least on this card.
Get a 0% intro APR on balance transfers and purchases for 18 months when you sign up for the Citi Simplicity Visa. Balance transfers do charge a 3% transfer fee (or $5, whichever is greater), which is reasonable for this kind of offer. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. There are no late fees and no annual fee. Note: If you are paying off a credit card debt or making a big ticket purchase, this card can save you a considerable amount of interest. Annualized over 18 months, the 3% fee at 0% interest works out to around 2%, which is a big difference from normal credit card rates.
The Hilton HHonors Reserve Card has a lucrative bonus for early users: 2 free weekend nights (Fri, Sat, Sun) at Hilton hotels and resorts (including the Waldorf Astoria and Conrad brands, which can run over $700/night) after spending $2,500 within four months. You also get free HHonors Gold status, which is normally earned with 16 stays or 36 nights. This means free internet, room upgrades and free breakfast, or bonus points. You can also get HHonors Diamond status by spending $40k in a year. Use the card and you'll also earn a whopping 10 points per $1 on Hilton stays in the Hilton HHonors portfolio, 5 points on flights and cars and 3 points on everything else. Plus, each year you spend $10k, you get one more free weekend night. There is a $95 annual fee. Hilton also has a no-fee Visa Signature Card which is a solid card but has less lucrative benefits, bonus and rewards. See our ranking of the top 5 credit card signup bonuses for additional options.