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Citi Platinum Select: 0% APR for 18 Month

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  • Citi Platinum Select: 0% APR for 18 Month

    Tagged with: Financial, Credit Cards

    The Citi Platinum Select Visa now offers a 0% APR on purchases and balance transfers for 18 months. Plus, there is no annual fee. This is not a strong every day card but for anyone trying to get out of credit card debt or desires 18 months at 0% for a new purchase, this card can be a helpful tool. There is a 3% fee for balance transfers so you'll end up paying about 2% averaged over the 18 months for the transfer but 3-4% is the norm right now while 18 months is very long term for 0%. After the introductory term ends, the rates rise to 11.99% to 21.99% based on creditworthiness, but at that point your goal should be to no longer be carrying a balance, at least on this card.

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  • 0% APR for 18 Months with Citi Simplicity

    Tagged with: Financial, Credit Cards

    Get a 0% intro APR on balance transfers and purchases for 18 months when you sign up for the Citi Simplicity Visa. Balance transfers do charge a 3% transfer fee (or $5, whichever is greater), which is reasonable for this kind of offer. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. There are no late fees and no annual fee. Note: If you are paying off a credit card debt or making a big ticket purchase, this card can save you a considerable amount of interest. Annualized over 18 months, the 3% fee at 0% interest works out to around 2%, which is a big difference from normal credit card rates.

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  • 2 Free Hilton Nights with HHonors Reserve

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