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Overstock has this Sterling Silver Created Ruby and 1/10ct TDW Diamond Ring for $38.99. This ring features a heart shaped ruby gemstone and has a total gemstone weight of 7/8 carat. The diamond color is J-K and the clarity is I3. It is also highly reviewed, receiving 4.6 stars out of 5 from 45 reviewers. Shipping is $2.95 and there is no sales tax (except UT).