Discover It Card: 0% APR, No Annual Fee
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Sign up for the Discover It Card and you'll get 0% APR on purchases and balance transfers for 14 months. Plus, there's no annual fee. You'll also get 5% cash back on your purchases in rotating categories, like gas and restaurants (through June, you'll get it on the first $1500 spent at home improvement stores), plus 1% back on everything else*. There's no late fee for your first late payment, and paying late won't increase your APR*. Note that there is a 3% fee applied to balance transfers, which is standard for similar cards.
Sign up for the Discover It Chrome Card via this link and you'll get an introductory 0% APR for 14 months on all your purchases and balance transfers. In addition to this, you'll get 2% cash back each quarter on restaurant and gas station purchases for up to $1000 and 1% cash back on all other purchases. No sign up is required. Better yet, if you end up making a late payment, your APR will not increase. You'll also get a free FICO score on your monthly statement. Plus, the late fee on your first late bill will be waived. There is no foreign transaction fee, no overlimit fee, and no annual fee. After 14 months, a 10.99%-22.99% APR and 3% balance transfer fee applies. Terms and conditions apply.
Sign up for the Discover It Card via this link and you'll get an intro 0% APR for 14 months on both purchases and balance transfers. You'll also get 5% cash back from July-September 2014 for up to $1,500 on gas station purchases and 1% with free and easy signup, plus 1% back on everything else. You'll also get a free FICO score on your monthly statement. There's no overlimit fee, and paying late won't raise your APR (regular APR is 10.99% - 22.99% variable). Plus, there's no annual fee. Terms and conditions apply.