Sign up for the Discover It Chrome Card via this link and you'll get an introductory 0% APR for 14 months on all your purchases and balance transfers. In addition to this, you'll get 2% cash back each quarter on restaurant and gas station purchases for up to $1000 and 1% cash back on all other purchases. No sign up is required. Better yet, if you end up making a late payment, your APR will not increase. You'll also get a free FICO score on your monthly statement. Plus, the late fee on your first late bill will be waived. There is no foreign transaction fee, no overlimit fee, and no annual fee. After 14 months, a 10.99%-22.99% APR and 3% balance transfer fee applies. Terms and conditions apply.