Visa Black Card 25,000 Bonus + VIP Access
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Get 25,000 bonus points when you sign up for the Visa Black Card and spend $1,500 in the first 90 days. That's the best bonus offer we've ever seen for this card (which is made of carbon!). You'll also get 1% cash back on purchases, 24-hour concierge service, and VIP Airport Lounge Access just for being a member. There is a $495 annual fee, but that 25,000 points alone makes up for that. On top of that, this card extends warranties on purchases by another year, will reimburse you for lost luggage, gets you free roadside dispatch and travel accident insurance, and more.