What's the Best Holiday Credit Card?
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You should think about signing up for the American Express Starwood Credit Card in advance of holiday gift-buying. It's my favorite card for many reasons. Why? The two biggest are because you get an extra year warranty on things you buy using it. My flat-screen TV broke after 23 months; I had a one-year warranty but AmEx extended it to two and replaced the TV for free, saving me a ton. Also, you can earn up to 25,000 free Starpoints (see how valuable they are). Also, it's free for the first year (normally $65) and has a low 2.9% introductory APR for 6 months. Plus, there are many AmEx Starwood benefits.
Get $100 Reward Dollars, which is good for a $100 statement credit, when you sign up for the American Express Blue Cash Preferred Card and spend $1000 in the first 3 months. Plus, get one year of Amazon Prime after you sign up for a new membership with your card and meet the spending requirement in the same time period. You'll also earn 6% back on the first $6,000 you spend on groceries each year, 3% back at U.S. gas stations and select department stores, and 1% back on everything else. There's a $75 annual fee, but you'll get 0% intro APR for the first 15 months.