Get 25,000 Starpoints with the Starwood Preferred Guest Credit Card from American Express when you apply via this application. After you use it just once, you'll get 10,000 Starpoints, and after spending $5,000 in the next six months, you'll get another 15,000 points. Plus, you'll earn 1 point per $1 spent, so you'll actually have 30,000 total in your account! Starpoints can be very valuable and are worth much more than $0.01 each. They can be attractively redeemed at Starwood family hotels (Westin, Sheraton, St. Regis, etc.) and can be easily transferred at a 1.25:1 ratio to most major airlines (ie: 20,000 Starpoints = 25,000 American Airlines miles). This card has also won SmarterTravel's Award for "Best Travel Rewards Card" in the past. The APR is 15.24%-19.24% variable. Plus, with this offer, the $65 annual fee is waived for the first year.