The Best Credit Cards for Family Travel

The Best Credit Cards for Family Travel
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If you're planning a family vacation, you'll want to make sure to maximize your savings on every purchase. After all, when traveling as a family, your expenses can really add up. Between meals, tickets, and souvenirs for the kids, what should be a fun, relaxing experience can quickly turn into a lot of stress. But use the right credit card, and you can rest assured you're getting the best bang for your vacation buck. Here are our picks for the best credit cards for traveling families.

The Best Credit Cards for Traveling Families

Credit Card
Best For:
Chase Sapphire Reserve Card
Lounge access
Apply
Chase Freedom Unlimited
Everyday cash back
Apply
Citi Prestige Card
Free fourth-night hotel stays
Apply

chase_sapphire_reserve

Chase Sapphire Reserve Card: Best for lounge access.

The Chase Sapphire Reserve card is one of our all-around favorite cards for travelers, and one big reason is its lounge access benefit. The card comes with Priority Pass Select membership, which grants the cardholder and unlimited guests free access to Priority Pass' 1,000+ membership lounges. For traveling families, this is huge, as it provides a place to spread out and relax (always with free food, usually free free alcohol), and save you on meals or snacks in the airport. Keep in mind, other credit cards offer Priority Pass membership, but only the Chase Sapphire Reserve (and Chase Ritz-Carlton) cards offer unlimited guests, a value of $27 per person.

freedom_unlimited_card

Chase Freedom Unlimited: Best everyday cash back card.

When it comes to getting the right card for your family, ease of use is key. The Chase Freedom Unlimited offers a straight 1.5% cash back on every purchase, with no foreign transaction fees or annual fees. Keep in mind, you can convert your cash back with this card to Ultimate Rewards points if you own an Ultimate Rewards-earning credit card, like the Chase Sapphire Reserve, Chase Sapphire Preferred, or Chase Ink Business Preferred cards. If you do have a Sapphire card, you'll be able to pair their travel and dining spending bonuses (double for Preferred, triple for Reserve) to maximize every penny spent!
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Citi Prestige Card: Get your fourth night in a hotel for free!

Taking the kids for a long weekend at Disney World? Book with the Citi Prestige Card, and you'll be able to save with the fourth night free benefit. Here's how it works: you call into Citi Prestige's concierge line, and they will book the reservation for you. They'll take off the average value of the four nights (without taxes), and reimburse you for the difference in the form of a statement credit after travel. This benefit can be used as many times as you'd like! While the card does have a $450 annual fee, it also has a $250 airline credit each calendar year, as well as triple earning on travel and dining. The card earns ThankYou points, which can be transferred to a number of partners, including Hilton, jetBlue, and Singapore Airlines.

plane

Bonus: Sign up for a cobranded credit card from your preferred airline to save on baggage fees.

If you live close to an airport dominated by one airline, your family will most likely be flying that airline whenever you travel. A cobranded credit card with that airline will save your family time and money. For example, the Citi AAdvantage World Elite Mastercard offers cardmembers one free checked bag for themselves and four other travel companions, as well as priority boarding. Other airlines, like United and Delta, offer similar benefits for their cards. If your airport is served by Southwest, two checked bags are free for every person, regardless of what credit card is in their wallet!

What are your favorite cards to use while traveling with your family? Let us know in the comments!