Best Credit Cards for Online Shopping

Best Credit Cards for Online Shopping
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Online shopping is a booming business, and it's growing every year. Here at Brad's Deals, we love giving our readers tips on how to get best-of-web pricing on all the hottest online deals. Shopping on our site is a start, but if you want to extend your discounts even further, using the right credit card can help you save on your online shopping costs. Here are our favorite credit cards for online shoppers.

The Best Credit Cards for Online Shopping

Credit Card
Citi Diamond Preferred Card
21-Month 0% APR
Amazon Prime Store Card
5% Back at Amazon
USAA Limitless Cashback Rewards
2.5% Cash Back
Citi DoubleCash
2% Cash Back

citi diamond preferred

Citi Diamond Preferred Card
 - A 21-month 0% APR period.

The Citi Diamond Preferred Card is not the most rewarding credit cards on this list – in fact, it earns no rewards! However, the 0% APR period is extremely helpful if you need to make a major purchase, but don't have all the cash up front. This card offers the longest 0% APR period in the industry: 21 months, which includes 0% APR for balance transfers (a $5 or 3% fee applies, whichever is greater). Keep in mind that after the 0% APR period is over, you'll have a 13.24% - 23.24% (variable) interest rate. This card has no annual fee.

amazon prime credit card

Amazon Prime Store Card - 5% cash back on Amazon purchases.

The Amazon Prime Store Card offers a 5% cash back statement credit on all Amazon purchases. As the name suggests, you'll need to be an Amazon Prime member to take advantage of this offer. However, if you're going to get the true value of 5% cash back at Amazon, a Prime membership is a great investment. As a cardmember, you'll also get access to exclusive deals that give you more than 5% back on certain items. I have this card in my wallet, and I think it's a great way to save money on my Amazon purchases. Plus, it has no annual fee!


USAA Limitless Cashback Rewards- 2.5% cash back on every purchase.

The USAA Limitless Cashback Rewards card is only available to USAA members, but if you qualify you'll receive some of the best cash back return on the market. We're talking 2.5% cash back on every purchase, so long as you have a free USAA checking account that receives a $1,000 direct deposit each month. There's no annual fee for this card.


Citi Double Cash- 2% cash back on every purchase.

If you don't qualify to be a USAA member, the next best credit card for you is the Citi Double Cash card, which earns a total of 2% cash back on all purchases. You'll earn 1% cash back upon initial purchase, and an additional 1% cash back when you pay your bill. This card gets our seal of approval, both for the size of the return on spending, and for encouraging healthy spending habits. There's no annual fee.

What's your favorite credit card to use for online purchases? Let us know in the comments!