These Are the Best Credit Cards for Shopping Online
Online shopping is a booming business, and it's growing every year. Here at Brad's Deals, we love giving our readers tips on how to get best-of-web pricing on all the hottest online deals. Shopping on our site is a start, but if you want to extend your discounts even further, using the right credit card can help you save on your online shopping costs. Here are our favorite credit cards for online shoppers. Note: Citi is a partner of Brad's Deals.
The Best Credit Cards for Online Shopping
1% Cash Back + 1% Back When You Pay Your Bill
5% Back at Amazon
|Chase Freedom||5% Back at Select Quarterly Categories||Apply|
Double Cash -1% Cash Back, and 1% Back When You Pay Your Bill.
Update: This offer has expired.
If you don't qualify to be a USAA member, the next best credit card for you is the Citi Double Cash card. You'll earn 1% cash back upon initial purchase, and an additional 1% cash back when you pay your bill. This card gets our seal of approval, both for the size of the return on spending, and for encouraging healthy spending habits. There's no annual fee.
Amazon Prime Store Card - 5% cash back on Amazon purchases.
The Amazon Prime Store Card offers a 5% cash back statement credit on all Amazon and Whole Foods purchases. As the name suggests, you'll need to be an Amazon Prime member to take advantage of this offer. However, if you're going to get the true value of 5% cash back at Amazon, a Prime membership is a great investment. As a cardmember, you'll also get access to exclusive deals that give you more than 5% back on certain items. I have this card in my wallet, and I think it's a great way to save money on my Amazon purchases. Plus, it has no annual fee!
Chase Freedom Card - 5% Cash Back on Select Quarterly Categories
The Chase Freedom card can be very useful for online shopping, especially in Q4 2018. This quarter, you'll earn 5% cash back on up to $1,500 in purchases at department stores, warehouse clubs, and any merchant that takes Chase Pay. That means that your online holiday purchase at Macy's is discounted! If you have the Chase Sapphire Preferred or Reserve cards, you can transfer your "cash back" into Ultimate Rewards point, which doubles their value, in my opinion.
What About Other Store Brand Cards?
Generally, we don't recommend applying for a store-branded credit card. Interest rates are often high, the rewards you receive are usually not as good as the other cards we mention, and your credit score is an important thing to monitor for other card and credit applications.