What Are My Points and Miles Worth in January 2021?

What Are My Points and Miles Worth in January 2021?

We post a lot about credit cards here on our blog, as well as elsewhere on Brad’s Deals. Each credit card offers a different sign-up offer and earning currency, usually “points” or “miles.” What’s the difference between all of them? And, most importantly, what are they worth?

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The Best 0% APR Credit Cards for January 2021

The Best 0% APR Credit Cards for January 2021

During difficult times, you may find yourself needing some time to pay off essential purchases. One way to reward your spending is seeking out lucrative signup bonuses that reward you with cash back. These are great, but sometimes, the best deals are less flashy. A long period of 0% APR and/or the promise of fee-free balance transfers might be able to provide your family with more financial freedom during times of trouble. These offers are some of the best on the market, and here’s why.

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Best Credit Cards for Gas in January 2021

Best Credit Cards for Gas in January 2021


One of the most common expenses in the average American’s monthly budget is keeping gas in the tank. If you live in a car-centric city like I do, getting even a few cents per gallon off your gas costs can mean big savings over the course of a year. Fortunately, there are a few credit cards out there that can save you up to five percent on every dollar spent on gas purchases. For a more generalized roundup of great credit card deals, see our article on the best credit cards with signup bonuses.

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The Best Credit Cards for Beginners in January 2021

The Best Credit Cards for Beginners in January 2021

If you’ve never had a credit card before, getting started with one can be pretty daunting for the beginner. Without any experience in the world of credit, how are you supposed to know where to start, or which card to apply for first?

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Best Credit Card Signup Bonuses for January 2021

Best Credit Card Signup Bonuses for January 2021


Here is a current list of our top four favorite credit card signup bonus offers. Consider all of these to be highly recommended. If you’re new, I realize that it can be scary to apply for any credit card, but if you are diligent about paying your bills on time and in full, the rewards are endless.

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Best Credit Cards for Groceries in 2020

Best Credit Cards for Groceries in 2020


Everyone needs to eat, and unless you have unlimited money to shell out at restaurants for breakfast, lunch and dinner, groceries are an unavoidable weekly expense. For gourmands and families alike, grocery bills can add up fast. Luckily, there are a number of credit cards available to you that get you up to 6% cash back at grocery stores.

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Why the Chase Sapphire Preferred Card Makes a Great Starter Card

Why the Chase Sapphire Preferred Card Makes a Great Starter Card

The Chase Sapphire Preferred Credit Card is one of the best bang-for-your-buck credit cards on the market today. I’d recommend it for anyone looking to break into the points and miles game who still wants to get a decent cash back return on their everyday spending. Here’s why the Chase Sapphire Preferred Card is a top-notch beginner credit card.

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How to Get To Disney World for Almost Free

How to Get To Disney World for Almost Free

Update: We’ve cut $100 off the plan!

Below you’ll find a blueprint for a family of four to go to Walt Disney World for about $100 $1.10, including airfare, 5 nights at a hotel on Disney property and 4 days in the parks. This trip has a street value of $4,000-$5,000 and should take less time to put together than the average Disney-bound family needs to save for their vacation.

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Where Can I Find Cell Phone Discounts

Where Can I Find Cell Phone Discounts

Could you be missing out on a discount for your phone plan? Check out our list of employer discounts from Verizon, AT&T and Sprint.

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8 Reasons To Get an American Express Platinum Card

8 Reasons To Get an American Express Platinum Card

The American Express Platinum Card was once “the” travel charge card, as the first premium card on the scene. But lately, American Express has faced more competition from other card issuers, and as a result, the Platinum American Express card has gotten even better! The card is chock full of prestige and benefits, but weighed down by the hefty $550 annual fee. If you consider $550/year a deal breaker for you, we’re asking you to reconsider. 

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