Keep Your New Years Resolutions Without Breaking the Bank

Keep Your New Years Resolutions Without Breaking the Bank
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Did you make a New Years resolution for 2018? If so, you're in good company – an estimated 40% of your fellow Americans resolved to change their lives for the better. One big catch: following through on your resolutions can take a toll on your budget, undermining your odds of success.

You can get ahead of any unexpected costs, and boost the likelihood of success, with a little careful planning. We've rounded up a few of America's most popular New Years resolutions below, along with some suggestions that will save you some cash.

Get fit and healthy

Maybe your goal is to lose weight. Maybe it's to run a marathon. Maybe it's both! Whatever your approach to healthy living in 2018 may be, there's no reason you need to spend a ton of money to get there. There are plenty of websites that feature free workout routines, it's a great time of year to invest in a new treadmill or running shoes, and all of the major weight loss plans run fantastic deals, too.

Get your finances in order

There are worse ways to kick off the new year than by getting an early start on your taxes – especially if you're owed a refund! Want to reduce your debt? Look for a low-APR credit card to consolidate high-interest debt and pay off your balances faster, free from interest accruals for the next year or so.

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Get organized

Whether your idea of organization is the sorting of objects or clearing out a desk full of receipts and old tax returns, there are plenty of opportunities to get it done inexpensively. Creative storage solutions are everywhere!

Travel more

Make 2018 the year you finally visit Paris. Or book a flight to see your family on the other coast. Between vacation packages, flight deals, and credit cards that earn points towards travel, there aren't many excuses left. (Confession: This is my resolution, too.)

Eat at home more often

If you found yourself leaning on takeout a little too hard last year, you're not alone. But cooking and eating at home doesn't have to be tedious or dreary. To make the transition easier, stock up on a few time-saving kitchen essentials like slow cookers and stand mixers, order your groceries online, and make sure you've got plenty of storage containers for all those delicious leftovers.

Reduce your stress

If you're feeling overscheduled and hyper-connected and your 2018 goal is to cut down on all that stress, we don't blame you one bit. The world is a crazy place, and we're all super busy within it! Perhaps that's why the Danish concept of hygge has been such a big trend this past year. Carve out some time to sit down, turn your devices off, and enjoy a quiet cup of tea. Or, you know, plot your escape to a sunny all-inclusive beach in Mexico. Or both.

Get more sleep

Getting more sleep isn't just about counting the hours you spend in bed – it's also about the quality of those hours. The most popular fitness trackers also track sleep patterns these days, so if you discover that your sleep is more restless than you thought, perhaps it's time for a new mattress. Replacing your old bedding is also a clever way to trick yourself into wanting to spend more time there.

How will you achieve your 2018 New Years resolutions?