Save on interest with the BankAmericard® Credit Card, with a 0% introductory APR for 18 billing cycles for any balance transfers made in the first 60 days. After that, APR goes to 11.24% - 21.24% Variable APR, depending on creditworthiness. There is a 3% fee (min $10) to balance transfers, and there's no annual fee, which saves you more on interest when you transfer balances from higher rate credit cards. It also includes a $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account and chip technology for enhanced security and protection at chip-enabled terminals. If you take advantage of this introductory offer, you will be charged interest on purchases made with your credit card. For example, if you transfer $2,000 with this offer and carry this balance, and then use this credit card to make a $500 purchase, your $500 purchase will be charged interest. Finally, access your FICO® Score for free within Online and Mobile Banking.