Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Plus, earn 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% Cash Back at U.S. gas stations and at select U.S. department stores, and 1% back on other purchases. There's a low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. There's no annual fee. Terms Apply. See Rates & Fees.