One-time $100 cash bonus after you spend $500 on purchases within 3 months from account opening with the Capital One® Premier Dining Rewards Card. Plus, earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases with the card. No rotating categories or sign ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn. There's no annual fee, and no foreign transaction fees. APR is 15.24% - 24.24% (Variable).