One-time $100 cash bonus after you spend $500 on purchases within 3 months from account opening with the Capital One® Premier Dining Rewards Card. Plus, earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases with the card. No rotating categories or sign ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn. There's no annual fee, and no foreign transaction fees. There's a 0% intro APR on purchases until February 2018, 14.99% - 24.99% variable APR after that.