With the Capital One® Spark® Miles for Business credit card, you'll earn 1.5 miles per $1 on every purchase, every day. Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening. Miles won't expire for the life of the account, and there are no categories to limit where or what you buy. There's no annual fee, and there's no limit to the amount of miles you can earn. There are no foreign transaction fees with the card, and fly on any airline, anytime, with no blackout dates or seat restrictions. The APR is 0% for 9 months; 14.49% - 22.49% (Variable) after that.