This vest is wind and water-resistant and also features built-in reflectivity.
Brad's Deals Editor Cindy,
This Novara Frogtown Insulated Bike Vest drops from $99.50 to $29.83 at REI.com. Shipping adds $5.99, or is free when you spend $50. This is the best price we could find on similar insualted vests by at least $18. It comes in sizes S through XL in Porpoise. It features wind and water-resistant exterior with built-in reflectivity as well as two chest pockets, two hand pockets, and one rear zip pocket. There is also a drawstring-adjustable hem. Sales tax is charged in most states.