Chase Sapphire Preferred is my pick for the best beginner travel credit card.
Brad's Deals Editor Jacob,
Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening with the Chase Sapphire Preferred® Credit Card, our pick for the best overall travel credit card. That's $750 toward travel when you redeem through Chase Ultimate Rewards®, and it can be worth even more when you transfer to their travel partners like Hyatt, United, and British Airways. Plus use benefits like a $50 annual hotel credit when booking through Ultimate rewards, five points per dollar on travel purchased through Chase, three points on dining, and two points on all other purchases. There's a $95 annual fee.