Personal Finance

26 Surprising Things You Never Knew Were Covered By Insurance

As the daughter of a retired insurance underwriter, I get my fair share of "Did you call your insurance agent?" when I tell my mother about this mishap or that. I'm constantly reminded of things that my insurance covers.

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Top 5 Credit Card Signup Bonuses (Updated Regularly)

Here is a current list of what I think the top 5 credit card signup bonus offers are. Consider any of these “highly recommended.” If you’re new, I realize that it can be scary to apply for any credit card, much less many at the same time. Dip your toe in the water. It is worth it. 

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Payday Loans vs. P2P Lending: Which One Should You Choose?

It can happen without warning. One day you're living your life, budgeting as best you can, and the next, a car accident, a medical problem, or an emergency home repair appears out of nowhere. How are you going to cover these unexpected costs?

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10 Ways You Can Collect Miles on the Ground (Mostly)

Unlike most Platinum Club members, I gained my miles and status from the ground. For example, several years ago, I took my wife on a once in a lifetime trip to New Zealand and Australia. We flew first class to Australia, stayed in an upgraded luxury hotel suite overlooking the Sydney Opera House. We used points and miles collected on the ground to pay for the whole thing. Out of pocket, that trip would have cost us about $40,000, but thanks to a Hyatt loyalty program we were able to collect all of the points and miles we needed for roughly $2,000.

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6 Ways to Make Money During Summer Vacation

School's out for summer, now it's time to get a job!Inline image 1

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9 Legitimate Ways to Make Money from Home

Everyone's seen them: the ALL CAPS comments at the bottom of news articles claiming to have the secret to making $500,000 per month from home, or the ads featuring a smiling woman and her laptop with the headline: Area Mom Making $5 Grand a Week From Home! Click Here to Learn Her Secret!

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How to Buy a Used Vehicle: 6 Essential Steps for Negotiating the Best Deal

One of the most nerve-wracking things about buying a used vehicle is negotiating the best price. Most consumers aren’t used to haggling on a daily basis, but when it comes to buying a set of wheels, the nature of auto sales thrusts these new, often familiar rules of engagement in our faces.

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8 Reasons Why Your Credit Card Could be Declined

The English language has seven words, which, when spoken together, will nearly always ruin the day of the person on the receiving end of them. That fateful sentence? "I'm sorry, your card has been declined."

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6 Things You Should Never Waste Your Money on

Unless you're a robot, you probably don't have a perfect budget. Nor should you. What fun is it to go through life like a walking spreadsheet, never doing anything spontaneous or splurging a little?

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Is Vision Insurance Worth it For You?

I had 20/20 vision the first time I got it checked at age 11, and from that day on I wore the badge of perfect vision proudly, boasting to anyone who would listen of my superior seeing skills. Then, when I was 22, I took a road trip to visit a friend in Madison, Wisconsin, and I kept missing my turns. As I squinted frantically at the fuzzy green exit markers whisking past my window, I realized it might be time for me to reevaluate my 11-year-old diagnosis.

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