Personal Finance

8 Items You Should Never Buy Used

"Buy used" is probably the most popular advice given to someone looking to save money, and it's not bad advice—most of the time.

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4 Unexpected Ways Getting Married Affects Your Personal Finances

I'm one of those people that keeps a running countdown in her head for her upcoming wedding. It's in less than 100 days, by the way. Now that I'm in the double digits and have planned and stressed about most of the day's events, it's time to start planning and stressing about what happens AFTER the wedding.

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5 Amazing Credit Card Perks You Should be Taking Advantage of

Credit cards have a reputation for being the most dangerous things in your wallet. While they can be ruinous for someone with a spending problem (and a high credit limit), credit cards--if used responsibly--can actually make your life so much better! If you want to get the most out of your credit cards, here are a few ways to beat the system.

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Back-To-School Spending is Growing, But You Don't Need to Overspend

We're officially less than a month into summer, but back to school shopping season is just around the corner.

A recent poll of Brad's Deals shoppers found that 64 percent of consumers start their back-to-school shopping by by July, with nearly 20 percent of those having started back in June. That's major spending.

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5 Essential Financial Habits to Make in Your 20s

As someone who's now been out of undergrad for three years now, I guess I'm supposed to be an "adult" about some things, like not ditching work to go to Six Flags and maybe reading a book instead of watching Cartoon Network. Oh, and being financially responsible. That too.

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3 Credit Cards You Need to Prepare Yourself for Black Friday

Black Friday may still seem far away, but with the time in between now and then you can set up your wallet to really take advantage of all the holiday spending you'll be participating in!

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26 Surprising Things You Never Knew Were Covered By Insurance

As the daughter of a retired insurance underwriter, I get my fair share of "Did you call your insurance agent?" when I tell my mother about this mishap or that. I'm constantly reminded of things that my insurance covers.

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Top 5 Credit Card Signup Bonuses (Updated Regularly)

Here is a current list of what I think the top 5 credit card signup bonus offers are. Consider any of these “highly recommended.” If you’re new, I realize that it can be scary to apply for any credit card, much less many at the same time. Dip your toe in the water. It is worth it. 

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Payday Loans vs. P2P Lending: Which One Should You Choose?

It can happen without warning. One day you're living your life, budgeting as best you can, and the next, a car accident, a medical problem, or an emergency home repair appears out of nowhere. How are you going to cover these unexpected costs?

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10 Ways You Can Collect Miles on the Ground (Mostly)

Unlike most Platinum Club members, I gained my miles and status from the ground. For example, several years ago, I took my wife on a once in a lifetime trip to New Zealand and Australia. We flew first class to Australia, stayed in an upgraded luxury hotel suite overlooking the Sydney Opera House. We used points and miles collected on the ground to pay for the whole thing. Out of pocket, that trip would have cost us about $40,000, but thanks to a Hyatt loyalty program we were able to collect all of the points and miles we needed for roughly $2,000.

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