Best Cash Back Credit Cards of 2018

Best Cash Back Credit Cards of 2018
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It's pretty obvious we're obsessed with points and miles here at Brad's Deals. However, we understand that many of our readers' core focus when it comes to credit cards is getting cash back savings on their everyday purchases. Lucky for them, we know a thing or two about that, too!

There are many cash back cards out there, but we think these ones are the best on the market. Here are our picks for the best cash back credit cards of 2018.

The Best Cash Back Credit Cards of 2018

Credit Card Cash Back Bonus
Alliant Cashback Visa Signature Card 3% Cash Back first year, 2.5% cash back after that Apply
Fidelity® Rewards Visa Signature® Credit Card 2% Cash Back Apply
Citi® Double Cash Card 1% Cash Back, Plus 1% Cash Back After Paying Bill Apply
Chase Freedom Card 5% Cash Back Categories Apply
Chase Freedom Unlimited Card 1.5% Cash Back Apply

alliant-credit-card

Alliant Cashback Visa Signature Card - 3% Cash Back First Year

This credit card has the best pure cash back in the industry for its first year- 3% cash back! After the first year, the cash back drops to 2.5% cash back, which is still the best offer currently on the market. The annual fee of $59 is waived for the first year, and there are no foreign transaction fees.

 fidelity-credit-card

Fidelity® Rewards Visa Signature® Card - 2% unlimited cash back

Our second pick for best cash back credit cards of 2017 is the Fidelity® Rewards Visa Signature® Card. Those with a Fidelity trading account can earn 2% unlimited cash back on every purchase when they transfer their cash back into their account. Once it's in there, you can transfer it into your regular checking account, or leave it if you wish. There's also no annual fee on the card, and it comes with standard Visa Signature benefits, like lost luggage protection, auto collision damage waiver, and more. This is the best no-hassle card on the market for everyday cash back.

Fidelity® Rewards Visa Signature® Card Highlights

  • 2% unlimited cash back on every purchase
  • Visa Signature benefits
  • No annual fee

citi-double-cash

Citi® Double Cash Card - 1% Cash Back, plus 1% cash back when you pay your bill

The Citi® Double Cash Card is another strong cash back card. You'll earn 1% cash back on every purchase, plus an additional 1% cash back for every dollar spent when you pay your bill. Additionally, this card has a 0% APR period of 18 months for balance transfers (14.99-24.99% APR after that), but keep in mind those transfers do not earn cash back rewards. If you're ever late on a payment, there's a one-time waiver of the late fee. All cash back spending is unlimited, and there is no annual fee.

Citi® Double Cash Card Highlights

  • 1% cash back on every purchase, then 1% cash back when you pay your bill
  • 0% APR period of 18 months for balance transfers (14.99-24.99% after that)
  • No annual fee

chase-freedom-visa-credit-card

Chase Freedom Card - 5% cash back in rotating categories

The Chase Freedom card is featured on quite a few of our "best of" lists, and that's because it features a rotating 5% cashback on a rotating set of quarterly categories. In the past, we've seen 5% cash back on gas purchases, movie tickets, Amazon.com, and more. Keep in mind, this 5% cash back is limited to $1,500 per quarter; after that, it drops to just 1% cash back per dollar. If you have a Chase Sapphire Preferred or Reserve Card, you could increase your bonus by transferring your cash back into Ultimate Rewards points at a 1 cent per point ratio, which you can use for transferring to travel partners like Hyatt and United. There's no annual fee. To learn more about Ultimate Rewards points, click here.

Chase Freedom Card Highlights

  • 5% cash back in a rotating list of categories
  • 1% cash back on everything else
  • $150 bonus when you spend $500 in three months

chase-freedom-unlimited

Chase Freedom Unlimited Card - 1.5% cash back

Similar to its sister card highlighted above, the Chase Freedom Unlimited Card offers 1.5% cash back on every purchase. There are no categories to remember with this card, and you can increase your bonus in a similar manner when you utilize an Ultimate Rewards earning credit card. There's a $150 sign up bonus when you spend $500 in three months, and no annual fee.

Chase Freedom Unlimited Card Highlights

  • 1.5% cash back on every purchase
  • $150 sign up bonus for spending $500 in three months
  • No annual fee

What are your favorite cash back rewards cards? Let us know in the comments!