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Brad's Deals helps you shop for credit cards by bringing together everything you need to know, all in one place. Compare factors like annual percentage rates, fees, and rewards to find the right credit card for you.

Sapphire Preferred®: 100,000 Points

Earn 100,000 bonus points after you spend $4,000 on purchases in the first three months from account opening with the Chase Sapphire Preferred® Credit Card, our pick for the best overall travel credit card and the strongest offer we've ever seen for the card. That's $1,250 toward travel when you redeem through Chase Ultimate Rewards®, and it can be worth even more when you transfer to their travel partners like Hyatt, United, and British Airways. Plus use new benefits like a $50 annual hotel credit when booking through Ultimate rewards, five points per dollar on travel purchased through Chase, three points on dining, and two points on all other. There's a $95 annual fee.

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Earn 100,000 bonus points after you spend $4,000 on purchases in the first three months from account opening with the Chase Sapphire Preferred® Credit Card, our pick for the best overall travel credit card and the strongest offer we've ever seen for the card. That's $1,250 toward travel when you redeem through Chase Ultimate Rewards®, and it can be worth even more when you transfer to their travel partners like Hyatt, United, and British Airways. Plus use new benefits like a $50 annual hotel credit when booking through Ultimate rewards, five points per dollar on travel purchased through Chase, three points on dining, and two points on all other. There's a $95 annual fee.

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100,000 Points for Free Travel

Earn 100,000 airline miles with this credit card sign up offer when you spend $4,000 in the first three months of card membership. With this offer, which is the highest ever we've seen with this card, you can use your points in the card's booking portal, worth $1,250, or transfer to a number of airline and hotel award programs directly for even more savings. You'll also earn two points per dollar on every travel and dining purchase you make as well as one point per dollar on everything else.

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Earn 100,000 airline miles with this credit card sign up offer when you spend $4,000 in the first three months of card membership. With this offer, which is the highest ever we've seen with this card, you can use your points in the card's booking portal, worth $1,250, or transfer to a number of airline and hotel award programs directly for even more savings. You'll also earn two points per dollar on every travel and dining purchase you make as well as one point per dollar on everything else.

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Chase Slate Edge℠: 0% APR + $100 Bonus

Chase has launched a new credit card, the Chase Slate Edge℠, which offers a $100 bonus for spending $500 in the first three months of card membership as well as a 12-month 0% APR on all purchases and balance transfers (fee for balance transfers is 3% for the first 60 days after card opening, 5% after that). In addition, if you spend $1,000 each cardmember year, you can reduce your APR by 2% each year until it hits the prime rate. Prime rate is the base rate that the FED establishes for lending, so the minimum APR that a customer could get is that rate, plus 9.74%, making the current low 12.99% as of 2/4/21. There's no annual fee.

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Chase has launched a new credit card, the Chase Slate Edge℠, which offers a $100 bonus for spending $500 in the first three months of card membership as well as a 12-month 0% APR on all purchases and balance transfers (fee for balance transfers is 3% for the first 60 days after card opening, 5% after that). In addition, if you spend $1,000 each cardmember year, you can reduce your APR by 2% each year until it hits the prime rate. Prime rate is the base rate that the FED establishes for lending, so the minimum APR that a customer could get is that rate, plus 9.74%, making the current low 12.99% as of 2/4/21. There's no annual fee.

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Verizon Visa® Card: Up to 4% Back

Earn 4% back in the form of Verizon Dollars on gas and grocery store purchases, 3% back on dining, including takeout, 2% back on Verizon purchases, and 1% back everywhere Visa Cards are accepted with the Verizon Visa® Card. Plus, get $100 in credit applied to your wireless bill over the first 24 months as a new cardholder offer. You’ll get up to $10 per month off each eligible account or line, up to 10 lines max, on select plans, when you use your card to enroll in Verizon Auto Pay. Only Verizon Account Owners and Managers on accounts with 10 lines or less are eligible to apply for the card. You can use Verizon Dollars to pay your phone bill, upgrade your phone, or purchase accessories through Verizon, as well as put them toward your phone bill. There's no annual fee. See www.verizon.com/verizonvisacard for details. For New Accounts: Variable Purchase APRs are 21.74% or 25.74% for Verizon Visa Credit Card or 18.74%, 21.74% or 25.74% for Verizon Visa Signature Credit Card. APRs are accurate as of 2/1/21 and will vary with the market based on Prime Rates (as defined in your credit card agreement). Minimum Interest Charge is $2.

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Earn 4% back in the form of Verizon Dollars on gas and grocery store purchases, 3% back on dining, including takeout, 2% back on Verizon purchases, and 1% back everywhere Visa Cards are accepted with the Verizon Visa® Card. Plus, get $100 in credit applied to your wireless bill over the first 24 months as a new cardholder offer. You’ll get up to $10 per month off each eligible account or line, up to 10 lines max, on select plans, when you use your card to enroll in Verizon Auto Pay. Only Verizon Account Owners and Managers on accounts with 10 lines or less are eligible to apply for the card. You can use Verizon Dollars to pay your phone bill, upgrade your phone, or purchase accessories through Verizon, as well as put them toward your phone bill. There's no annual fee. See www.verizon.com/verizonvisacard for details. For New Accounts: Variable Purchase APRs are 21.74% or 25.74% for Verizon Visa Credit Card or 18.74%, 21.74% or 25.74% for Verizon Visa Signature Credit Card. APRs are accurate as of 2/1/21 and will vary with the market based on Prime Rates (as defined in your credit card agreement). Minimum Interest Charge is $2.

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100,000 Point Sign Up Bonus

Earn 100,000 Membership Rewards® points after you use your new Platinum Card® from American Express to make $6,000 in purchases in your first six months. You'll earn 10x on restaurants and small businesses up to $25,000 in the first six months of membership as well. Get Uber VIP status and free rides in the US up to $15 each month, plus a bonus $20 in December, for a total of $200 a year. Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel, which we value at 2 cents per point. That's like 10% back! Earn 5X Membership Rewards points on prepaid hotels booked on amextravel.com, plus a $200 hotel credit on prepaid Fine Hotels and Resorts or Hotel Collection bookings . Get a $200 Airline Fee Credit, which is up to $200 per calendar year in baggage fees and more at one qualifying airline. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Get a $300 Equinox credit. Get a $179 CLEAR membership. $695 annual fee. Rates and Fees.

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Earn 100,000 Membership Rewards® points after you use your new Platinum Card® from American Express to make $6,000 in purchases in your first six months. You'll earn 10x on restaurants and small businesses up to $25,000 in the first six months of membership as well. Get Uber VIP status and free rides in the US up to $15 each month, plus a bonus $20 in December, for a total of $200 a year. Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel, which we value at 2 cents per point. That's like 10% back! Earn 5X Membership Rewards points on prepaid hotels booked on amextravel.com, plus a $200 hotel credit on prepaid Fine Hotels and Resorts or Hotel Collection bookings . Get a $200 Airline Fee Credit, which is up to $200 per calendar year in baggage fees and more at one qualifying airline. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Get a $300 Equinox credit. Get a $179 CLEAR membership. $695 annual fee. Rates and Fees.

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Chase Sapphire Reserve®: 3x Travel Points

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening with the Chase Sapphire Reserve® credit card. That's $900 toward travel when you redeem through Chase Ultimate Rewards®. There's also a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. You'll also receive 3X points on travel immediately after earning your $300 travel credit, 3X points on dining at restaurants and 1 point per $1 spent on all other purchases. There are $0 foreign transaction fees. Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 60,000 points are worth $900 toward travel. My favorite benefit is the ability to transfer at a 1:1 point ratio to leading airline and hotel loyalty programs, like Hyatt and United. You'll get access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select. Plus, get up to $100 application fee credit for Global Entry or TSA Pre✓®. One Year Complimentary Lyft Pink ($199 minimum value) is also included with the card, as well as complimentary. DashPass subscription from DoorDash after activating by 12/31/21.

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Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening with the Chase Sapphire Reserve® credit card. That's $900 toward travel when you redeem through Chase Ultimate Rewards®. There's also a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. You'll also receive 3X points on travel immediately after earning your $300 travel credit, 3X points on dining at restaurants and 1 point per $1 spent on all other purchases. There are $0 foreign transaction fees. Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 60,000 points are worth $900 toward travel. My favorite benefit is the ability to transfer at a 1:1 point ratio to leading airline and hotel loyalty programs, like Hyatt and United. You'll get access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select. Plus, get up to $100 application fee credit for Global Entry or TSA Pre✓®. One Year Complimentary Lyft Pink ($199 minimum value) is also included with the card, as well as complimentary. DashPass subscription from DoorDash after activating by 12/31/21.

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60,000 Miles + SkyClub Access

Earn 60,000 Bonus Miles, 10,000 Medallion® Qualification Miles (MQMs) and a $100 statement credit after you spend $4,000 in purchases on your new Delta Reserve® Reserve Business American Express Card in your first 3 months. Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on other purchases. Enter Delta Sky Club® at no cost and bring up to two guests for an exclusive rate of $29 per person per visit. The exclusive per-visit rate to access the Delta Sky Club® is $39 per person. Receive Main Cabin 1 Priority Boarding on your Delta flights, stow your carry-on bag and settle in sooner. Check your first bag free on Delta flights – that’s a savings of up to $240 per round trip for a family of four. $550 Annual Fee. Rates and Fees. See terms.

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Earn 60,000 Bonus Miles, 10,000 Medallion® Qualification Miles (MQMs) and a $100 statement credit after you spend $4,000 in purchases on your new Delta Reserve® Reserve Business American Express Card in your first 3 months. Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on other purchases. Enter Delta Sky Club® at no cost and bring up to two guests for an exclusive rate of $29 per person per visit. The exclusive per-visit rate to access the Delta Sky Club® is $39 per person. Receive Main Cabin 1 Priority Boarding on your Delta flights, stow your carry-on bag and settle in sooner. Check your first bag free on Delta flights – that’s a savings of up to $240 per round trip for a family of four. $550 Annual Fee. Rates and Fees. See terms.

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$150 Cash Back

Earn a $150 statement credit after you spend $3,000 in purchases on your new Blue Cash Preferred® Card from American Express® within the first 6 months. Plus, earn 20% back on Amazon.com purchases within 6 months of membership, up to $200 back. Earn 6% cash back on select U.S. streaming subscriptions. Earn 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more. Plus, earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% cash back at U.S. gas stations. 1% cash back on other purchases. There's a $95 annual fee, waived for the first year. Rates and Fees.

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Earn a $150 statement credit after you spend $3,000 in purchases on your new Blue Cash Preferred® Card from American Express® within the first 6 months. Plus, earn 20% back on Amazon.com purchases within 6 months of membership, up to $200 back. Earn 6% cash back on select U.S. streaming subscriptions. Earn 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more. Plus, earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% cash back at U.S. gas stations. 1% cash back on other purchases. There's a $95 annual fee, waived for the first year. Rates and Fees.

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Blue Business Cash Card: 2% Cash Back

Get the Blue Business Cash Card from American Express and earn 2% cash back on up to $50,000 in purchases each year. Cash back is automatically credited to your statement, making it easy for small and medium sized businesses to keep costs down. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening. There's no annual fee. Rates and Fees. Terms apply.

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Get the Blue Business Cash Card from American Express and earn 2% cash back on up to $50,000 in purchases each year. Cash back is automatically credited to your statement, making it easy for small and medium sized businesses to keep costs down. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening. There's no annual fee. Rates and Fees. Terms apply.

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Citi® Premier®: 60,000 Bonus Pts.

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi® Premier® Credit Card. You'll also earn 3X points on travel, including gas stations, 3X on restaurants and supermarkets, and 1X points on all other purchases. 60,000 points can be transferred to participating airline loyalty programs. I personally like their relationship with Avianca Lifemiles. There are no foreign transaction fees on purchases. The annual fee is $95.

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Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi® Premier® Credit Card. You'll also earn 3X points on travel, including gas stations, 3X on restaurants and supermarkets, and 1X points on all other purchases. 60,000 points can be transferred to participating airline loyalty programs. I personally like their relationship with Avianca Lifemiles. There are no foreign transaction fees on purchases. The annual fee is $95.

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