The new Citi Rewards+℠ Student Card has one of the most unique features we've ever seen- automatically rounding up to the nearest 10 points on every purchase. That means on a $1 purchase, you'll earn 10 ThankYou® points. You'll also earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for $25 in gift cards at thankyou.com. There's a 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.49% - 26.49%, based on your creditworthiness. You'll earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases. You'll also get 10% points back for the first 100,000 ThankYou® Points you redeem per year. There's no annual fee. There's a balance transfer fee- 3% of each balance transfer; $5 minimum.