Get a one-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening when you apply for the Capital One® Quicksilver® Cash Rewards Credit Card. Earn unlimited 1.5% cash back on every purchase, every day. There are no rotating categories or sign ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn. Pay no annual fee or foreign transaction fees. The APR is 0% for 15 months for purchases; 16.24% - 26.24% (Variable) after that.