Get a one-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening when you apply for the Capital One® Quicksilver® Card. Earn unlimited 1.5% cash back on every purchase, every day. There are no rotating categories or sign ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn. There's also fraud coverage, with $0 Fraud Liability if your card is ever lost or stolen, travel and emergency assistance, which is available 24/7 to help connect you with local emergency and assistance resources when you're away from home, and warranty manager/extended protection, which provides you with valuable features to help manage, use and even extend warranties of items purchased with your card. Pay no annual fee or foreign transaction fees. The APR is 0% for 15 months; 14.74% - 24.74% (Variable) after that.