Get a one-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening when you apply for the Capital One® Quicksilver® Cash Rewards Credit Card. Plus, use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018. Earn unlimited 1.5% cash back on every purchase, every day. No rotating categories or sign ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn. There's also fraud coverage, with $0 Fraud Liability if your card is ever lost or stolen, travel and emergency assistance, which is available 24/7 to help connect you with local emergency and assistance resources when you're away from home, and warranty manager/extended protection, which provides you with valuable features to help manage, use and even extend warranties of items purchased with your card. It has 0% APR for 9 months; 14.24% - 24.24% variable APR after that.