Tax day: a time that strikes both fear and hope in the hearts of so many. Most people pray for a refund, but is that actually something you should want? While it can feel nice to get a big chunk of change in the mail, consistently getting a refund year after year can actually hurt your finances.
Ah, the tax refund. That thing I used to spend before I even got it.
A lot of credit cards charge an annual fee for their services, and depending on your spending habits, that can be a bad deal overall. Luckily, there are many lucrative credit cards that have no annual fee, but still offer rewards for cardmembers. Here are the best no annual fee credit cards currently on the market.
I don't want to toot my own horn or anything, but I'm pretty proud of how my husband and I handled our recent wedding. First, we waited a whopping 10 years to tie the knot. I know that might not be for everyone, but we wanted to have enough money saved up that we could afford at least half of our "rough draft budget" up front in cash.
Because getting a loan from the bank can be a difficult process, many small businesses choose to use credit cards to access the capital they need to run their everyday operations. There are many amazing credit cards on the market for small businesses, but which one is best? We've did the research, and put together our list of the best credit cards for your business needs.
Ah, the sweet smell of spring! The sun is shining, the flowers are blooming, and oh, what's that? I have three weddings to attend this year? Cue the sweet sound of my savings account drying up faster than a California puddle.
When you're offered a new job, there's one thing you can do before accepting that can really help you in the long run: negotiate your base salary. Asking for more money upfront is always a good idea, as long as you approach it tactfully.
Tax season is upon us, whether we like it or not. For those who have our federal taxes automatically withdrawn from their paychecks, this might mean getting a nice check in the mail. But for many others, including freelancers, people with multiple lines of income and the self employed, April 18 probably means it's time to pay a big tax bill. If you owe more than you expected this year, you might want to consider using a credit card to pay off your balance to the IRS.
Here is a current list of our top five favorite credit card signup bonus offers. Consider all of of these to be highly recommended. If you’re new, I realize that it can be scary to apply for any credit card, but if you are diligent about paying your bills on time and in full, the rewards are endless.
Nobody likes paying money to spend money, but if you use a credit card for the bulk of your everyday purchases, paying fees – whether for a late payment or an annual renewal – can be a fact of life. Paying your bills on time is the best way to avoid paying credit card fees, but knowing which cards on the market keep their fees low and customer-friendly can help you save money in the long run.