The Best Credit Cards for Everyday Spending

The Best Credit Cards for Everyday Spending
This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s affiliate program.
14104500

Whether it's a cup of coffee, a quick lunch or a stop at the gas pump, most of us make some kind of purchase every day. When it comes to choosing the right credit card to use for these everyday expenses, you have to consider which card is going to give you the most return on your spending. As it turns out, this depends entirely on where you're spending your money. We put together a list of our favorite credit cards for everyday spending, divided up by category. 

The Best Credit Cards for Everyday Spending

Credit Card:
Best for:
Chase Sapphire Preferred
Travel and dining
Apply
Amazon Prime Store Card
Amazon
Apply
Costco Anywhere Visa Card
Gas
Apply
Amex Blue Cash Preferred
Groceries
Apply
Citi DoubleCash
Everything else
Apply

chase sapphire preferred

Chase Sapphire Preferred - Best for travel and dining.

While the Chase Sapphire Reserve card ultimately earns more rewards (triple points for dining and travel), it comes with a $450 annual fee. If you want a cheaper card with similar rewards, check out the Chase Sapphire Preferred card. With a $95 annual fee, this card offers double Ultimate Rewards points for travel and dining spend. I've used these points to fly all around the globe in business class, and to stay at some of the best hotels on planet. At a 2.2 cents per point valuation, that's like 4.4% back on every dollar spent on travel and dining with the card.

Related article: The Best Credit Cards for Travel Purchases 2017


amazon prime credit card

Amazon Prime Store Card - Best for Amazon purchases.

Amazon is a massive online retailer which accounts for many folks' daily spend on books, gifts, household goods, and even groceries! The Amazon Prime Store Card, available only to Amazon Prime members, offers 5% back on every purchase on Amazon.com. That's a massive savings for anyone who's a regular Amazon shopper!


Citi-costco-anywhere-visa-credit-card

Costco Anywhere Visa Card - Best for gas.

The Costco Anywhere Visa Card is a relatively new credit card, which was introduced after Amex backed out as Costco's exclusive credit card partner. Cardmembers earn 4% cash back on the first $7,000 per year on gasoline purchases. That's in addition to 3% cash back on restaurant and travel purchases, and 2% cash back on Costco purchases!

Related article: The Best Credit Cards for Gas 2017


blue-cash-preferred

Amex Blue Cash Preferred Card - Best for groceries.

The Amex Blue Cash Preferred Card is the best credit card on the market for groceries. It earns 6% cash back, up to the first $6,000 in spending, and it also earns Membership Rewards points, which are transferrable to a number of airline and hotel partners, like Hilton, Aeroplan, Singapore Airlines, and jetBlue.

Related article: Best Credit Cards for Groceries 2017


citi-double-cash-credit-card

Citi Double Cash - Best for everything else.

For everything else, the Citi Double Cash card, which earns a total of 2% cash back on all purchases, is your card for everyday spending. You'll earn 1% cash back upon initial purchase, and an additional 1% cash back when you pay your bill. This card gets our seal of approval, both for the size of the return on spending, and for encouraging healthy spending habits. There's no annual fee.

Related article: Best Cash Back Credit Cards 2017

What are your favorite cards for everyday spending? Let us know in the comments!