Top Credit Card Signup Bonuses for February 2017

Top Credit Card Signup Bonuses for February 2017
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Here is a current list of our top five favorite credit card signup bonus offers. Consider all of of these to be highly recommended. If you’re new, I realize that it can be scary to apply for any credit card, but if you are diligent about paying your bills on time and in full, the rewards are endless.

These will be updated regularly as offers come and go. Please comment at bottom with news, questions or issues.

The Best Credit Cards with Signup Bonuses in 2017

Credit Card Spend Reward
Chase Sapphire Reserve
$4,000 in 3 mos.
50,000 UR points
Apply
Chase Freedom Unlimited℠ Credit Card
$500 in 3 mos.
$150
Apply
BankAmericard Cash Rewards™ Credit Card
$500 in 90 days
$100
Apply
Chase Slate Card
n/a
0% APR for 15 months
Apply

Best Credit Card Signup Bonuses: What You Need To Know

Best Credit Card for Flexible Points

1. Chase Sapphire Reserve: Top Credit Card for Flexible Points

Earn 50,000 Ultimate Rewards points with the Chase Sapphire Reserve credit card after spending $4,000 in three months. This card comes with some great spending bonuses, like 3 points per dollar spent on all travel and dining. Once you have your points, you can transfer to over a dozen transfer partners at a 1:1 ratio, like Hyatt, Marriott, Southwest Airlines, United Airlines, British Airlines, and more.

While the sign-up bonus was reduced last month, it's still a great offer, and includes benefits like Priority Pass lounge access, a $300 per year travel credit (including Ubers) and more.

Value: 2.2 cents per dollar, or $1,100 for the sign up bonus. $450 annual fee.

Best Bonus + Cash Back Combo

2. Chase Freedom Unlimited℠ Credit Card: Top Bonus + Cash Back Combo

Earn 1.5% cash back on every purchase with the new Chase Freedom Unlimited℠ Credit Card.

You will also receive a $150 bonus after you spend $500 on purchases in your first three months from account opening. There's a 0% intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24% applies.

Value: 1.5 cents per dollar, but the added convenience of not having to remember categories- you earn this cash back on every purchase! No annual fee.

 

Best Credit Card with a Low Bonus Threshold

3. BankAmericard Cash Rewards™ Credit Card: Top Credit Card with a Low Spending Minimum

Get a $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening the BankAmericard Cash Rewards™ Credit Card.

You'll also earn 1% cash back on every purchase, 2% at grocery stores (and now at wholesale clubs) and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. There's no annual fee, no changing categories and no expiration on rewards. There's a 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.49% - 23.49% variable APR. 3% fee (min $10) applies to balance transfers.

Value: $100, but one of the lowest spending thresholds in the business, and great cash back bonuses. See our blog post on how to maximize your cash back with this card. No annual fee.

Best 0% APR Credit Card

4. Chase Slate Card: Top 0% APR Credit Card

BONUS: 0% Introductory APR for 15 months on purchases and balance transfers with the Chase Slate Card.

While this card won't earn you points, this card is an excellent tool to correct mistakes that you may have made in your personal finances. This is the only card on the market that offers zero-fee balance transfers with an introductory APR period. Most other cards charge $5 or 3% (whichever is greater).

Value: The amount you save in interest over the terms of the 0% introductory APR. No annual fee.

Now let's recap.

Summary of the Best Credit Cards for Signup Bonuses in February 2017:

Learn more about how you can get the most out of your credit card bonuses:

Cover Photo: Flickr / Sean MacEntee