Best Credit Card Signup Bonuses for September 2020
Here is a current list of our top four favorite credit card signup bonus offers. Consider all of of these to be highly recommended. If you’re new, I realize that it can be scary to apply for any credit card, but if you are diligent about paying your bills on time and in full, the rewards are endless.
These will be updated regularly as offers come and go. Please comment at bottom with news, questions or issues.
The Best Credit Card Sign Up Bonuses for September 2020
What You Need To Know
Capital One® Quicksilver® Cash Rewards Credit Card: Best Combo Card
The Capital One® Quicksilver® Cash Rewards Credit Card is our pick for best overall balance transfer and 0% APR card. There's a one-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening, which can cover all or part of the 3% balance transfer fee. There's a 0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months. There's also a 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that. Compare this card to others and you'll see it's a clear winner.
Highest Airline Sign Up Bonus
British Airways Visa Signature Card: 100,000 Avios
Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening on your British Airways Visa Signature® Card. Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening. That means 100,000 Avios! You'll earn 3 points per dollar on British Airways purchases, and 1 point per dollar after that. This bonus is also great if spend $30,000 within a calendar year (before the end of 2020), because you'll also receive a Travel Together ticket. This ticket is good for a round trip for you and a companion with the following stipulations:
- Two years of validity
- Travel must be round trip, and begin/end in the U.S.
- Trip can depart from one city, and return to another
- British Airways flights only.
- You and companion must be in same class, on same flight.
I use these points to book economy short-haul American flights, as well as some other oneworld flights around the world!
Value: 1.5 cents per point, or $1,500 for the full sign up bonus. $95 Annual Fee.
Best Business Card
Ink Business Preferred Card: 100,000 Ultimate Rewards Points
Earn 100,000 Ultimate Rewards points with the Ink Business Preferred Card from Chase when you spend $5,000 in the first three months of card membership. This card comes with some great spending bonuses, like 3 points per dollar spent on the first $150,000 in travel, shipping services, social media advertising, and internet, cable and phone services. Once you have your points, you can transfer to over a dozen transfer partners at a 1:1 ratio, like Hyatt, Marriott, Southwest Airlines, United Airlines and British Airlines. Our travel editor Mark recently used some of his Ultimate Rewards points to take a $60,000 Luxury Honeymoon to 5 Countries for $2,500.
Value: 2.2 cents per point, or $1,760 for the sign up bonus. $95 annual fee.
Best Travel Card
Chase Sapphire Preferred: 60,000 Ultimate Rewards Points
Earn 60,000 Ultimate Rewards points with the Chase Sapphire Preferred credit card. You'll earn 60,000 points after spending $4,000 in three months. This card comes with some good spending bonuses, like 2 points per dollar spent on all travel and dining. These transfer to the standard Ultimate Rewards partners like Hyatt and United. While this card won't give you as many travel perks as its big brother, the Reserve card, you will still enjoy trip protection insurance, as well as waived foreign transaction fees.
Value: 2.2 cents per point, or $1,200 for the sign up bonus. $95 annual fee.
Summary of the Best Credit Cards for Signup Bonuses in September 2020:
- Capital One® Quicksilver® Cash Rewards Credit Card
- British Airways Visa Signature Card
- Ink Business Preferred Card
- Chase Sapphire Preferred
Learn more about how you can get the most out of your credit card bonuses:
Cover Photo: Flickr / Sean MacEntee
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