Best Credit Card Signup Bonuses for January 2019

Best Credit Card Signup Bonuses for January 2019
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Here is a current list of our top four favorite credit card signup bonus offers. Consider all of of these to be highly recommended. If you’re new, I realize that it can be scary to apply for any credit card, but if you are diligent about paying your bills on time and in full, the rewards are endless.

These will be updated regularly as offers come and go. Please comment at bottom with news, questions or issues.

The Best Credit Card Sign Up Bonuses in 2019

Credit Card Spend Reward
Ink Business Preferred Card from Chase
$5,000 in 3 mos.
80,000 Ultimate Rewards points
Chase Sapphire Preferred
$4,000 in 3 mos.
50,000 Ultimate Rewards Points
Hilton Honors Aspire Card
$4,000 in 3 mos.
150,000 Hilton Points + Weekend Night
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
 $4,000 in 4 mos.
 70k Miles

Best Credit Card Signup Bonuses: What You Need To Know


Ink Business Preferred Card from Chase: 80,000 Ultimate Rewards Points

Earn 80,000 Ultimate Rewards points with the Ink Business Preferred Card from Chase when you spend $5,000 in the first three months of card membership. This card comes with some great spending bonuses, like 3 points per dollar spent on the first $150,000 in travel, shipping services, social media advertising, and internet, cable and phone services. Once you have your points, you can transfer to over a dozen transfer partners at a 1:1 ratio, like Hyatt, Marriott, Southwest Airlines, United Airlines and British Airlines. Our travel editor Mark recently used some of his Ultimate Rewards points to take a $20,000 vacation to Australia for next to nothing.

Value: 2.2 cents per point, or $1,760 for the sign up bonus. $95 annual fee.

Chase Sapphire Preferred: 50,000 Ultimate Rewards Points

Earn 50,000 Ultimate Rewards points with the Chase Sapphire Preferred credit card. You'll earn 50,000 points after spending $4,000 in three months. This card comes with some good spending bonuses, like 2 points per dollar spent on all travel and dining. These transfer to the standard Ultimate Rewards partners like Hyatt and United. While this card won't give you as many travel perks as its big brother, the Reserve card, you will still enjoy trip protection insurance, as well as waived foreign transaction fees.

Value: 2.2 cents per point, or $1,100 for the sign up bonus.  $0 annual fee the first year, then $95.


Hilton Honors Aspire Card from American Express: 150,000 Hilton Points + Weekend Night

Earn 150,000 Hilton Points with the Hilton Honors Aspire Card from American Express. You'll earn 150,000 miles after spending $4,000 in three months. Plus, you'll earn 14 points per dollar on Hilton purchases, 7 points per dollar on flights, car rentals, and restaurants, and 3 points per dollar on everything else. Even cooler, on sign up and on your first account anniversary year, you'll earn a free weekend night at any Hilton worldwide! You'll get automatic Diamond Status for having the card, which is the top tier status for Hilton. Furthermore, you'll get $250 in flight reimbursement credits each year. Finally, you'll get $250 in Hilton resort statement credits each year.

Value: 0.5 cents per mile, or $750 for the sign up bonus, plus a weekend night that can be used for any hotel worldwide.  $450 annual fee.


CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®: 70,000 Miles

Earn 70,000 AAdvantage miles with the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® after making $4,000 in purchases within the first 4 months of account opening. You'll earn 2 AAdvantage® miles for every $1 spent at gas stations, telecommunications, car rental merchants, and eligible American Airlines purchases. You'll earn 1 AAdvantage® miles per dollar for everything else. Your first checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation, and you'll also receive preferred boarding. Annual fee is $99, waived for the first 12 months.

Value: 1.5 cents per mile, or $1,050

Summary of the Best Credit Cards for Signup Bonuses in January 2019:

Learn more about how you can get the most out of your credit card bonuses:

Cover Photo: Flickr / Sean MacEntee